:root{--green:#183f35;--ink:#203a32;--paper:#fbfaf6;--line:#dcded4;--muted:#67746b;--gold:#b48d47}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #c49435;outline-offset:5px}p{margin:0 0 20px}h1,h2,h3{line-height:1.12;font-weight:500;margin:0 0 24px}h1,h2{font-family:Georgia,'Times New Roman',serif;letter-spacing:-2px}h1{font-size:clamp(58px,5.8vw,86px)}h2{font-size:clamp(36px,3.7vw,54px)}h3{font-size:27px;letter-spacing:-.7px}.wrap{max-width:1240px;width:calc(100% - 100px);margin:auto}.topbar{background:var(--green);color:#eef1e5;font-size:12px;letter-spacing:.3px;padding:9px 0}.topbar .wrap{display:flex;justify-content:space-between}.topbar a span{padding-left:14px}header{position:sticky;top:0;z-index:20;background:rgba(251,250,246,.97);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:100px}.brand{display:flex;align-items:center;gap:13px;font-size:23px;letter-spacing:2px;font-weight:700;line-height:1.2}.brand small{display:block;font-size:9px;letter-spacing:1.5px;margin-top:6px;font-weight:400}.brand-icon{position:relative;display:grid;place-items:center;font:italic 34px Georgia;color:var(--green);height:49px;width:43px;border:1px solid var(--green);border-radius:50% 50% 0 0}.brand-icon span{position:absolute;bottom:-5px;left:0;width:100%;height:3px;background:linear-gradient(90deg,#3d6193 33%,#dfbb56 33% 66%,#af4d44 66%)}#navigation{display:flex;align-items:center;gap:34px;font-size:14px}#navigation a:hover{color:#8b6a34}.nav-contact{border:1px solid var(--line);padding:12px 21px;border-radius:4px}.nav-contact span{margin-left:24px}.menu-toggle{display:none}.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:65px;padding-top:58px;padding-bottom:50px;align-items:center}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.9px;line-height:1.6;margin-bottom:25px}.eyebrow>span{display:inline-block;background:var(--gold);border-radius:50%;height:6px;width:6px;margin-right:5px;vertical-align:middle}h1 em{color:#577b63;font-weight:400}.lead{font-size:17px;line-height:1.8;max-width:475px;color:#647167}.actions{display:flex;align-items:center;gap:28px;margin:30px 0 46px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:35px;background:var(--green);color:#fff;padding:16px 23px;border:1px solid var(--green);border-radius:4px;font-size:13px;transition:background .2s}.button:hover{background:#2d5b49}.text-link{font-size:13px;font-weight:600;display:inline-flex;gap:23px;align-items:center}.text-link:hover{text-decoration:underline}.hero-foot{display:flex;gap:14px;align-items:center}.hero-foot p{font-size:11px;line-height:1.7;margin:0;color:var(--muted)}.tiny-seal{height:38px;width:38px;border:1px solid #c2c8ba;border-radius:50%;display:grid;place-items:center;font:12px Georgia;transform:rotate(-12deg)}.hero-art{position:relative;overflow:hidden;border-radius:150px 150px 8px 8px;align-self:stretch;min-height:510px;background:#e6ebda}.hero-art>svg{width:100%;height:100%;position:absolute;inset:0;object-fit:cover}.art-label{position:absolute;z-index:2;top:35px;left:0;right:0;text-align:center;font-size:9px;letter-spacing:1.8px}.art-card{position:absolute;z-index:2;bottom:28px;left:28px;right:28px;background:var(--paper);padding:22px;display:flex;gap:17px;align-items:center;border-radius:4px}.art-card small{display:block;font-size:8px;letter-spacing:1.5px;color:var(--muted);margin-bottom:5px}.art-card strong{font-family:Georgia;font-size:19px;font-weight:400}.card-symbol{font-size:24px;border:1px solid var(--line);border-radius:50%;width:45px;height:45px;display:grid;place-items:center}.principles{display:flex;justify-content:space-between;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;font-size:12px}.principles i{font-style:normal;color:#9caa97;margin-right:15px;font-size:10px}.section{padding:96px 0}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:42px;gap:50px}.section-heading h2{margin:0}.section-heading>p{max-width:350px;color:var(--muted);font-size:14px;margin:0 0 4px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service{background:var(--green);color:#f6f5ed;padding:32px;border-radius:5px}.service.light{background:#e5ebdf;color:var(--ink)}.service.cream{background:#eee8db;color:var(--ink)}.service-icon{display:grid;place-items:center;height:46px;width:46px;border:1px solid #879b7e;border-radius:50%;font-size:28px;margin-bottom:34px}.service small{font-size:9px;letter-spacing:1.7px;display:block;margin-bottom:18px;opacity:.7}.service h3{font-family:Georgia;font-size:34px}.service p{font-size:13px;opacity:.75;min-height:70px}.service a{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #8e9c7b66;padding-top:22px;margin-top:27px;font-size:12px}.service a:hover{text-decoration:underline}.about-section{background:#f0f1e8;padding:80px 0}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.about-grid>div>p:not(.eyebrow){max-width:500px;font-size:14px;color:var(--muted)}.about-note{position:relative;border-left:1px solid #cfd5c7;padding:20px 0 20px 70px}.large-mark{position:absolute;font:180px Georgia;right:0;top:-20px;opacity:.055}.about-note blockquote{font:38px/1.3 Georgia;margin:0 0 25px;letter-spacing:-1px}.about-note p{font-size:10px;color:var(--muted)}.tricolor{display:flex;width:48px;height:3px;gap:3px;margin-top:35px}.tricolor i{flex:1;background:#486c92}.tricolor i:nth-child(2){background:#d6b552}.tricolor i:nth-child(3){background:#a6574a}.details-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.details-grid p{font-size:14px;color:var(--muted)}.check-list{list-style:none;padding:0;margin:25px 0 32px;font-size:13px}.check-list li{padding:9px 0}.check-list li:before{content:'';width:16px;height:16px;display:inline-block;vertical-align:middle;background:currentColor;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='m5 12 4 4L19 6' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;color:#64815d;margin-right:12px}.social-panel{background:#e9eddf;border-radius:6px;padding:40px}.social-row{display:grid;grid-template-columns:100px 1fr;border-top:1px solid #cdd5c2;padding:18px 0;font-size:11px;gap:15px}.social-row span{color:var(--muted)}.social-row strong{font-weight:500}.muted{font-size:11px!important;color:var(--muted);line-height:1.7}.rate-note{font-size:11px;margin-top:25px}.rate-note summary{cursor:pointer;color:var(--muted)}.rate-note p{font-size:12px;margin-top:16px}.join-section{background:var(--green);color:#f7f5eb;padding:72px 0}.join-section .eyebrow{color:#b8c6b0}.pale{border-color:#587364;background:transparent}.pale:hover{background:#365f4d}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:55px;margin-top:50px}.steps article{border-top:1px solid #5c7968;padding-top:25px}.steps span{font-size:11px;color:#bfcbad;display:block;margin-bottom:24px}.steps h3{font-size:20px;margin-bottom:15px}.steps p{font-size:13px;color:#b6c4b8;margin:0}.filters{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:25px}.filters button{border:1px solid var(--line);padding:8px 19px;border-radius:30px;font-size:11px;background:transparent;color:var(--muted)}.filters .active{background:var(--green);color:white;border-color:var(--green)}.document-list{margin-bottom:22px;min-height:100px}.document{display:flex;align-items:center;gap:20px;border-top:1px solid var(--line);padding:22px 8px}.document:last-child{border-bottom:1px solid var(--line)}.document:hover{background:#f0f2e9}.file-badge{font-size:9px;color:var(--muted);height:46px;width:38px;border:1px solid #cbd2c1;border-radius:3px;display:grid;place-items:center;flex-shrink:0}.document h3{font:18px Georgia;margin:0 0 5px;letter-spacing:0}.document p{font-size:11px;color:var(--muted);margin:0}.document .download{margin-left:auto;display:flex;gap:32px;font-size:11px;align-items:center;padding-left:15px}.document .download span{font-size:22px}.payment-section{background:#f0f1e8;padding:85px 0}.payment-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.payment-grid>div>p{font-size:14px;color:var(--muted)}.payment-option{display:flex;gap:18px;padding:19px 0;border-top:1px solid #d5dacd}.payment-option>span{font-size:10px;color:var(--gold);padding-top:5px}.payment-option h3{font-size:14px;margin:0 0 7px;letter-spacing:0}.payment-option p{font-size:12px;color:var(--muted);margin:0}.bank-card{padding:38px;background:var(--green);color:#f5f2e6;border-radius:8px;box-shadow:0 20px 40px #183f3515}.bank-top{display:flex;justify-content:space-between;border-bottom:1px solid #59715e;padding-bottom:26px;margin-bottom:30px;align-items:center}.bank-top span{font-size:9px;letter-spacing:1.7px}.bank-top strong{font-size:25px;letter-spacing:1px}.bank-card small{display:block;color:#adbea8;font-size:9px;letter-spacing:1.5px;margin-bottom:10px}.bank-card h3{font-size:16px;letter-spacing:.4px;margin-bottom:32px}.bank-card .iban{font-size:clamp(21px,2.2vw,31px);letter-spacing:1.1px;line-height:1.5;color:#fff;font-family:monospace;margin-bottom:17px}.copy-button{background:#315849;border:1px solid #577561;border-radius:4px;padding:11px 17px;color:white;font-size:11px;display:flex;gap:40px}.copy-button:hover{background:#466e58}#copy-status{font-size:11px;color:#e4d59d;min-height:20px;margin:8px 0 5px}.bank-bottom{display:flex;justify-content:space-between;padding-top:20px;border-top:1px solid #59715e;font-size:11px}.bank-bottom span{color:#adbea8}.bank-note{font-size:10px!important;color:#adbea8!important;margin:20px 0 0}.faq-section{display:grid;grid-template-columns:1fr 1.4fr;gap:80px}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{list-style:none;padding:24px 25px 24px 0;font-size:14px;cursor:pointer;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'';width:16px;height:16px;background:linear-gradient(currentColor,currentColor) center/100% 1.5px no-repeat,linear-gradient(currentColor,currentColor) center/1.5px 100% no-repeat;position:absolute;right:0;font-size:23px;top:17px;color:#6a7f65}.faq details[open] summary:after{content:'';background:linear-gradient(currentColor,currentColor) center/100% 1.5px no-repeat}.faq p{font-size:13px;color:var(--muted);padding-right:35px;margin-bottom:25px}.contact-section{padding:70px 0;background:#e9eddf}.email-link{font-size:17px;border-bottom:1px solid #a8b59d;padding-bottom:10px;display:flex;gap:30px}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:45px}.contact-grid article{border-top:1px solid #c6cfba;padding-top:24px}.contact-grid small{font-size:9px;letter-spacing:1.7px;color:var(--muted)}.contact-grid h3{font:25px Georgia;margin-top:18px;margin-bottom:18px}.contact-grid p{font-size:13px;color:var(--muted);min-height:48px}.contact-grid a{display:block;font-size:13px;margin-bottom:8px}.contact-grid a:hover{text-decoration:underline}footer{background:var(--paper);padding:46px 0 20px}.footer-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:40px}.footer-top>p{font:18px/1.5 Georgia;margin:0}.footer-top>a:last-child{font-size:11px;color:var(--muted)}.footer-bottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid var(--line);padding-top:22px;font-size:9px;color:var(--muted)}.skip{position:fixed;left:15px;top:-100px;background:white;z-index:100;padding:15px}.skip:focus{top:10px}[hidden]{display:none!important}
@media(min-width:1500px){.hero{padding-top:75px;padding-bottom:65px}.hero-art{min-height:560px}}@media(max-width:1050px){.wrap{width:calc(100% - 60px)}#navigation{gap:20px}.hero{gap:35px}.hero-art{min-height:450px}.actions{gap:20px;flex-wrap:wrap}.about-grid,.details-grid,.payment-grid{gap:45px}.service{padding:25px}.service h3{font-size:29px}.email-link{font-size:14px}.about-note{padding-left:40px}.faq-section{gap:40px}.brand{font-size:20px}}@media(max-width:760px){html{scroll-padding-top:95px}.wrap{width:calc(100% - 40px)}.topbar{font-size:10px}.topbar .wrap>span{max-width:210px}.nav{min-height:80px}.brand{font-size:19px}.brand small{font-size:7px}.brand-icon{height:41px;width:36px;font-size:29px}.menu-toggle{display:block;color:var(--green);background:none;border:1px solid var(--line);border-radius:4px;font-size:22px;width:42px;height:42px}#navigation{display:none;position:absolute;top:80px;left:0;width:100%;background:var(--paper);padding:20px;border-bottom:1px solid var(--line);box-shadow:0 10px 15px #00000008}#navigation.open{display:flex;flex-direction:column;align-items:stretch;gap:0}#navigation a{padding:13px;font-size:15px}.nav-contact{margin-top:8px}.hero{grid-template-columns:1fr;padding-top:37px;padding-bottom:32px;gap:35px}h1{font-size:59px;letter-spacing:-2.5px}.hero .eyebrow{font-size:8px}.lead{font-size:15px}.actions{margin:25px 0 30px;gap:22px}.hero-art{min-height:420px;border-radius:120px 120px 5px 5px}.hero-foot{display:none}.art-card{left:22px;right:22px;bottom:22px;padding:18px}.art-card strong{font-size:17px}.principles{flex-wrap:wrap;gap:12px;font-size:10px}.principles span:last-child{display:none}.principles i{margin-right:5px}.section{padding:60px 0}.section-heading{flex-direction:column;align-items:flex-start;gap:25px;margin-bottom:30px}.section-heading>p{max-width:100%;font-size:13px}.eyebrow{font-size:9px;margin-bottom:18px}h2{font-size:38px;letter-spacing:-1.5px}.service-grid{grid-template-columns:1fr;gap:15px}.service{padding:28px}.service-icon{margin-bottom:25px}.service h3{font-size:33px}.service p{min-height:0;max-width:280px}.service a{margin-top:20px}.about-section{padding:55px 0}.about-grid{grid-template-columns:1fr;gap:45px}.about-note{border-left:0;border-top:1px solid #cfd5c7;padding:32px 0 0}.about-note blockquote{font-size:33px}.details-grid{grid-template-columns:1fr;gap:40px}.social-panel{padding:28px}.social-row{grid-template-columns:85px 1fr}.join-section{padding:55px 0}.steps{grid-template-columns:1fr;gap:25px;margin-top:30px}.steps span{margin-bottom:15px}.steps p{max-width:350px}.document{gap:14px;padding:21px 0}.document h3{font-size:17px}.document p{font-size:10px}.document .download{gap:0}.download .download-label{display:none}.payment-section{padding:55px 0}.payment-grid{grid-template-columns:1fr;gap:30px}.bank-card{padding:27px}.bank-card .iban{font-size:25px}.faq-section{grid-template-columns:1fr;gap:30px}.faq summary{font-size:13px}.contact-section{padding:55px 0}.email-link{font-size:14px;gap:20px}.contact-grid{grid-template-columns:1fr;gap:25px;margin-top:30px}.contact-grid p{min-height:0}.footer-top{flex-wrap:wrap;gap:28px;align-items:flex-start;padding-bottom:30px}.footer-top>p{font-size:14px}.footer-top>a:last-child{width:100%}.footer-bottom{flex-direction:column;font-size:10px;gap:9px}footer{padding-top:35px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.calculator-section{padding:75px 0 80px;background:#f2efe6}.simulation-notice{padding:19px 23px;border-left:3px solid #b48d47;background:#e9e2cf;margin-bottom:35px;border-radius:0 4px 4px 0}.simulation-notice strong{font-size:12px}.simulation-notice p{font-size:12px;line-height:1.7;margin:7px 0 0;color:#656451;max-width:950px}.calculator-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:60px}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;margin-bottom:8px}.field input,.field select{width:100%;padding:14px 15px;border:1px solid #cdd1c3;border-radius:4px;background:var(--paper);color:var(--ink);font:14px Arial;height:50px;min-width:0}.field input:focus,.field select:focus{outline:2px solid #62816c;outline-offset:2px}.field input[readonly]{background:#e6e9dd}.field small{display:block;font-size:10px;color:var(--muted);margin-top:8px}.field input[aria-invalid=true]{border-color:#a84d3f}#loan-conditions{margin:20px 0}#loan-error{font-size:13px;color:#963e32;padding:12px 15px;background:#f4e2d9;border-radius:4px;margin-bottom:20px}.calc-result{background:var(--green);color:var(--paper);padding:35px;border-radius:7px;min-width:0}.calc-result .eyebrow{color:#b8c6b0}.calc-result small{font-size:12px;color:#b8c6b0}.calc-result .monthly-payment{font:42px Georgia;margin:12px 0 30px;letter-spacing:-1px}.result-row{display:flex;justify-content:space-between;gap:15px;padding:16px 0;border-top:1px solid #55715f;font-size:11px}.result-row span{color:#bec9b7}.result-row strong{white-space:nowrap}.result-note{font-size:10px;color:#b8c6b0;margin:24px 0 0;line-height:1.8}.calc-empty-symbol{font-size:42px;display:block;color:#c3cfb1;margin:20px 0}.calc-result h3{font:30px/1.3 Georgia}.calc-result #loan-empty p{font-size:12px;color:#b8c6b0}.calc-footer{margin:25px 0 0}.calc-footer a{text-decoration:underline}@media(max-width:1050px){#navigation{gap:14px}.calculator-grid{gap:30px}}@media(max-width:760px){.calculator-section{padding:55px 0}.calculator-grid{grid-template-columns:1fr;gap:30px}.calc-fields{grid-template-columns:1fr}.field.full{grid-column:auto}.calc-result{padding:27px}.calc-result .monthly-payment{font-size:38px}.simulation-notice{padding:16px 18px}.result-row{font-size:10px}.field select{font-size:13px}.calculator-section h2{font-size:36px}}
.brand-logo{width:60px;height:54px;object-fit:contain;display:block}.photo-hero{border-radius:100px 100px 8px 8px}.hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:35% center}.photo-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,#102c3820,transparent 50%,#102c3830);pointer-events:none}.photo-hero .art-label{color:white;top:40px;text-shadow:0 1px 5px #0007;font-weight:700}.photo-hero .art-card{z-index:3}.photo-credit{font-size:9px;color:var(--muted);margin-top:14px}.photo-credit a{text-decoration:underline}@media(max-width:760px){.brand-logo{width:47px;height:43px}.photo-hero{border-radius:85px 85px 5px 5px}.hero-photo{object-position:30% center}}

.icon{display:inline-block;width:18px;height:18px;flex-shrink:0;vertical-align:middle}.service-icon .icon{width:25px;height:25px}.card-symbol .icon{width:23px;height:23px}.calc-empty-symbol .icon{width:42px;height:42px}.menu-toggle .icon{width:22px;height:22px}.menu-toggle{align-items:center;justify-content:center}.document .download .icon{width:20px;height:20px}.topbar .icon{width:13px;height:13px}.footer-bottom .icon{width:13px;height:13px}@media(max-width:760px){.menu-toggle{display:flex}}

/* Controls and icons share fixed sizing, avoiding inherited image positioning. */
.icon{position:static;inset:auto;display:block;width:18px;height:18px;max-width:none;flex:0 0 auto}
.button>span,.text-link>span,.nav-contact>span,.copy-button>span,.download>span:last-child{display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;line-height:1}
.topbar a,.contact-grid a,.footer-top>a:last-child,.footer-bottom>a{display:flex;align-items:center;gap:8px}
.topbar a span{padding-left:0;display:flex}.contact-grid a{width:fit-content}
.card-symbol,.service-icon{flex-shrink:0}.art-card>div{min-width:0}
.photo-credit{overflow-wrap:anywhere}.document>div{min-width:0}.document h3{overflow-wrap:anywhere}
.check-list li{display:flex;align-items:flex-start;gap:12px}.check-list li:before{flex:0 0 16px;margin:3px 0 0}
.faq summary:after{top:50%;transform:translateY(-50%)}
.quick-options{display:flex;gap:7px;flex-wrap:wrap;margin-top:10px}
.quick-options button{background:var(--paper);color:var(--ink);border:1px solid #ccd2c1;border-radius:6px;min-height:44px;padding:8px 13px;font-size:12px;line-height:1.2;font-variant-numeric:tabular-nums}
.quick-options button.selected{background:var(--green);color:white;border-color:var(--green)}
.quick-options button:hover{border-color:var(--green)}
.optional-label{font-size:10px;color:var(--muted);font-weight:400;margin-left:5px}
.calc-fields{gap:24px}.field input,.field select{font-size:16px}
.calc-result{align-self:start}.monthly-payment,.result-row strong{font-variant-numeric:tabular-nums}
.fund-status{font-size:11px;line-height:1.7;color:#e5e4c6;border-top:1px solid #55715f;padding-top:18px;margin:12px 0 0}
@media(max-width:760px){
 .topbar .wrap{align-items:center;gap:10px}.topbar .wrap>span{max-width:190px;line-height:1.4}.topbar a{white-space:nowrap}
 .actions{gap:20px}.button{min-height:48px}.text-link{min-height:44px;gap:14px}
 .art-card{gap:12px}.art-card strong{font-size:16px;line-height:1.35;display:block}.art-card small{font-size:8px;line-height:1.5}.card-symbol{width:40px;height:40px}
 .section-heading{gap:20px}.email-link{width:100%;justify-content:space-between;gap:8px;font-size:14px}.email-link>span{flex-shrink:0;display:flex}
 .calculator-grid{gap:24px}.quick-options{gap:6px}.quick-options button{flex:1;padding:10px 8px;font-size:12px}.field input,.field select{height:52px;max-width:100%}
 .result-row{font-size:12px;align-items:flex-start}.result-row span{min-width:0}.result-row strong{font-size:12px}.calc-result{padding:24px}.calc-result .monthly-payment{font-size:36px;overflow-wrap:anywhere}
 .simulation-notice p{font-size:11px}.filters button{min-height:44px}.copy-button{min-height:44px;align-items:center}.bank-card .iban{font-size:clamp(19px,6vw,25px);letter-spacing:.5px}
 .social-row{grid-template-columns:75px 1fr}.footer-top>a:last-child{align-items:flex-start;line-height:1.6}.footer-top>a:last-child .icon{margin-top:2px}
}
@media(max-width:360px){.wrap{width:calc(100% - 32px)}.topbar .wrap>span{max-width:150px}.topbar{font-size:9px}.brand{gap:9px}.brand small{letter-spacing:1px}.art-card{left:16px;right:16px;padding:14px}.result-row{gap:8px}.result-row strong{font-size:11px}}

/* Prima siglă Silvapam, păstrată în semnătura comunității. */
.tiny-seal{border:0;border-radius:0;transform:none;flex-shrink:0}.tiny-seal img{display:block;width:100%;height:100%;object-fit:contain}

.brand-association{display:block;margin-top:4px;font-size:8px;letter-spacing:1.8px}.history{margin-top:65px;padding-top:40px;border-top:1px solid #cfd5c7}.history h3{font:30px/1.25 Georgia;margin:0 0 16px}.history-intro{max-width:680px;color:var(--muted);font-size:14px;line-height:1.8}.history-grid{list-style:none;padding:0;margin:30px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px}.history-grid li{border-top:2px solid #b6c3b2;padding-top:18px}.history-grid time{font:30px Georgia;color:var(--green)}.history-grid h4{font-size:14px;margin:16px 0 10px}.history-grid p{font-size:13px;line-height:1.75;color:var(--muted);margin:0}.contract-rate strong{font-size:12px}.contract-rate{align-items:start}
@media(max-width:1000px){.history-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:760px){.brand-association{font-size:7px;letter-spacing:1px}.history{margin-top:40px;padding-top:30px}.history h3{font-size:27px}.history-grid{gap:26px 20px}.history-grid h4{line-height:1.5}.history-grid p{font-size:12px}}@media(max-width:360px){.history-grid{grid-template-columns:1fr}}

.contract-rate-note{font-size:11px;line-height:1.75;color:#d3dfd6;margin:12px 0 18px}.contract-rate strong{white-space:nowrap}

.opening-hours{margin:20px 0}.opening-hours>div{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid #d5dacf;font-size:14px}.opening-hours dd{margin:0;font-weight:700;white-space:nowrap}.staff-hours{font-size:12px!important;line-height:1.8}

/* Lizibilitate pentru explicațiile utile, inclusiv pe telefon. */
.field small,.result-note,.contract-rate-note,.document-list p{font-size:13px;line-height:1.75}.calc-footer,.bank-note{font-size:13px}.service p,.faq p,.contact-grid p{font-size:14px;line-height:1.75}@media(max-width:760px){.field small,.result-note,.contract-rate-note,.document-list p,.calc-footer,.bank-note{font-size:13px;line-height:1.75}.service p,.faq p,.contact-grid p{font-size:14px;line-height:1.75}}

.product-selectors{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:26px}.product-selectors button{min-height:48px;padding:14px 22px;border:1px solid #c9d1c5;background:transparent;color:var(--green);font:inherit;font-size:14px;cursor:pointer}.product-selectors button.selected{background:var(--green);color:white;border-color:var(--green)}.product-detail{display:grid;grid-template-columns:1fr 1fr;gap:60px;padding:36px;background:#f0f1e8}.product-detail h3{font:30px/1.3 Georgia;margin:0 0 18px}.product-detail h4{font-size:16px;margin:0 0 20px}.product-detail p{font-size:14px;line-height:1.8}.product-detail .button{margin-top:18px}.transparency{border-top:1px solid #d5dacf;display:grid;grid-template-columns:1fr 1fr;gap:60px}.transparency>div>p:not(.eyebrow){font-size:14px;line-height:1.8;max-width:450px}.finance-links article{border-bottom:1px solid #d5dacf;padding:0 0 25px;margin-bottom:25px}.finance-links small{font-size:11px;letter-spacing:1px;color:var(--muted)}.finance-links h3{font:25px Georgia;margin:12px 0}.finance-links p{font-size:14px;line-height:1.8}.finance-links a{min-height:44px}@media(max-width:760px){.product-selectors{gap:8px}.product-selectors button{flex:1 1 100%;text-align:left}.product-detail{grid-template-columns:1fr;gap:28px;padding:24px}.product-detail h3{font-size:27px}.transparency{grid-template-columns:1fr;gap:30px}.transparency h2{font-size:34px}}
/* Pagini dedicate, cu aceeași identitate ca homepage-ul. */
.page-intro{padding-top:42px;padding-bottom:58px;border-bottom:1px solid #dddcd3}.page-intro h1{font:normal clamp(36px,5vw,64px)/1.12 Georgia,serif;max-width:850px;margin:24px 0}.page-intro .lead{max-width:650px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:13px;margin-bottom:42px;color:#65736c}.breadcrumbs a{color:#183f35}.footer-pages{display:flex;flex-wrap:wrap;gap:16px 26px;padding-top:24px;padding-bottom:24px;border-top:1px solid #d5dacf}.footer-pages a{font-size:14px}.product-page-link{display:block;margin-top:22px}.loan-page-grid,.checklist-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.loan-page-card{display:flex;flex-direction:column;padding:30px;background:#f1f2eb;border:1px solid #d8ddd2;border-radius:4px;text-decoration:none;color:#183f35;transition:background .2s}.loan-page-card:hover{background:#e3eadd}.loan-page-card h3{font:normal 30px/1.15 Georgia,serif;margin:24px 0 16px}.loan-page-card small{font-size:10px;letter-spacing:1.4px}.loan-page-card p{line-height:1.65;flex:1}.loan-page-card span{font-size:14px;font-weight:bold;margin-top:24px}.checklist-grid article{padding:28px;border-top:2px solid #183f35;background:#f4f3ed;min-width:0}.checklist-grid h3{font:normal 26px/1.25 Georgia,serif;margin:20px 0}.checklist-grid p{line-height:1.7}.checklist-grid .check-list{padding-left:0}.source-note{font-size:13px;line-height:1.7;color:#65736c;margin-top:30px;max-width:900px}.step-number{font:normal 28px Georgia,serif;color:#607966}.page-callout{max-width:900px}.page-callout h2{max-width:720px}.page-callout p{line-height:1.7}.social-page{max-width:850px}.social-page .social-panel{padding:36px}#navigation a[aria-current="page"]{text-decoration:underline;text-underline-offset:8px}.loan-page-card:focus-visible{outline:3px solid #183f35;outline-offset:4px}
@media(max-width:800px){.loan-page-grid,.checklist-grid{grid-template-columns:1fr}.page-intro{padding-top:24px;padding-bottom:34px}.breadcrumbs{margin-bottom:28px}.checklist-grid article,.loan-page-card{padding:24px}.footer-pages{gap:15px 20px}.social-page .social-panel{padding:24px}.page-intro h1{overflow-wrap:break-word}}

/* Navigarea principală nu afectează breadcrumb-ul sau footer-ul. */
.mobile-page-link{display:none}.breadcrumbs{position:static;width:auto;background:transparent;border:0;box-shadow:none;padding:0;align-items:center}.footer-pages{position:static;box-shadow:none;background:transparent}.breadcrumbs a{padding:0;font-size:inherit}
@media(max-width:760px){#navigation{max-height:calc(100dvh - 80px);overflow-y:auto;overscroll-behavior:contain}#navigation .mobile-page-link{display:block}.breadcrumbs{display:flex;gap:8px;font-size:12px;line-height:1.5;margin-bottom:24px}.footer-pages{display:flex;position:static;padding:24px 0;gap:12px 20px;border-bottom:0}.footer-pages a{padding:0;font-size:13px}.page-intro{padding-top:25px}.page-intro h1{font-size:36px;letter-spacing:-1px}.loan-condition-list{padding-left:20px}.loan-condition-list li{margin-bottom:12px}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.loan-schedule{margin-top:25px;border:1px solid var(--line);border-radius:7px;background:#fff}
.loan-schedule summary{cursor:pointer;padding:16px 20px;font-size:15px;font-weight:600;color:var(--green);min-height:44px}
.schedule-scroll{max-height:480px;overflow:auto;border-top:1px solid var(--line)}
.loan-schedule table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
.loan-schedule th,.loan-schedule td{padding:9px 14px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
.loan-schedule th:first-child,.loan-schedule td:first-child{text-align:left}
.loan-schedule thead th{position:sticky;top:0;background:var(--paper);color:var(--muted);font-weight:600;font-size:13px}
.loan-schedule tfoot th,.loan-schedule tfoot td{font-weight:700;position:sticky;bottom:0;background:var(--paper);border-top:2px solid var(--green)}
@media(max-width:760px){.loan-schedule th,.loan-schedule td{padding:8px 10px;font-size:13px}.loan-schedule summary{padding:14px 16px}}
.loan-schedule tbody th{font-weight:400}
@media(max-width:760px){.loan-schedule th,.loan-schedule td{padding:8px 6px;font-size:12.5px}.loan-schedule thead th{font-size:11.5px;white-space:normal}}
/* Lizibilitate: minimum 11–12px pentru etichete și 13px pentru conținut secundar (audit 01.10.2026). */
.eyebrow{font-size:11px!important}
small,.file-badge,.optional-label{font-size:12px!important}
@media(max-width:760px){
 .eyebrow{letter-spacing:.14em}
 .brand-association{font-size:9.5px!important}
 .footer-bottom span,.footer-bottom a,.footer-top a,.photo-credit a,.photo-credit,.principles span,.bank-top span{font-size:12px!important}
 .download,.muted,.fund-status,.calc-footer,.calc-footer a,.simulation-notice p,.social-row span,.social-row strong,.bank-note,.bank-bottom span,.bank-bottom strong,.payment-option span,.result-row,.loan-page-card small{font-size:13px!important}
}
@media(max-width:760px){.topbar span,.topbar a{font-size:12px!important}}
.cms-announcement{padding:12px 0;font-size:15px;font-weight:600;line-height:1.45}
.cms-announcement.info{background:#e3ece4;color:#183f35}
.cms-announcement.warning{background:#fbeec8;color:#5b4205}
.representative{font-weight:600}
.example-list{padding-left:20px;margin:10px 0}
.example-list li{margin:6px 0}

/* Meniu cu submeniuri (Servicii, Despre) — 01.10.2026 */
.nav-group{position:relative}
.nav-parent{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer;display:inline-flex;align-items:center;gap:4px;min-height:44px}
.nav-parent:hover{color:#8b6a34}
.nav-chevron{width:14px;height:14px;transition:transform .15s}
.nav-parent[aria-expanded="true"] .nav-chevron{transform:rotate(180deg)}
.nav-sub{display:none;position:absolute;top:100%;left:-16px;min-width:230px;background:var(--paper);border:1px solid var(--line);border-top:2px solid #8b6a34;box-shadow:0 12px 24px #0000000f;padding:8px 0;z-index:30}
.nav-sub a{display:block;padding:10px 18px;white-space:nowrap}
.nav-sub a:hover{background:#f0f1e8}
.nav-parent[aria-expanded="true"]+.nav-sub{display:block}
@media(hover:hover) and (min-width:761px){.nav-group:hover .nav-sub{display:block}}
.nav-group:has(a[aria-current="page"]) .nav-parent{text-decoration:underline;text-underline-offset:8px}
@media(max-width:760px){
 #navigation .nav-group{display:block}
 #navigation .nav-parent{width:100%;justify-content:space-between;padding:13px;font-size:15px;min-height:48px}
 #navigation .nav-sub{position:static;box-shadow:none;border:0;border-left:2px solid #8b6a34;margin:0 0 6px 13px;padding:0;min-width:0}
 #navigation .nav-sub a{padding:11px 13px;font-size:15px;white-space:normal}
}

/* File la împrumuturi și blocuri de produs, după modelul primit */
.loan-tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);margin-top:10px;overflow-x:auto}
.loan-tabs a{padding:14px 18px;font-weight:600;font-size:15px;color:var(--ink);text-decoration:none;border-bottom:3px solid transparent;white-space:nowrap}
.loan-tabs a[aria-current="page"]{border-bottom-color:#b4632f;color:var(--green)}
.loan-tabs a:hover{color:#8b6a34}
.loan-detail{max-width:980px}
.product-block{border:1px solid var(--line);border-radius:7px;padding:28px;margin:0 0 30px;background:#fff;scroll-margin-top:110px}
.product-block h2{font-size:30px;margin:0 0 16px}
.rate-bar{display:flex;gap:10px;align-items:center;background:#7fcf9a;color:#123326;padding:12px 16px;border-radius:5px;font-size:16px;margin:0 0 18px}
.rate-bar .icon{width:20px;height:20px;flex:none}
.chevron-list{list-style:none;padding:0;margin:0 0 18px}
.chevron-list li{position:relative;padding:6px 0 6px 24px;line-height:1.6}
.chevron-list li::before{content:"›";position:absolute;left:4px;top:2px;font-weight:700;font-size:20px;color:var(--green)}
.loan-notes{border-top:1px solid var(--line);padding-top:12px;margin-bottom:10px}
.info-box{background:#ecece6;border-left:4px solid #8a8f86;padding:14px 18px;border-radius:3px}
.info-box a{color:#b4632f;text-decoration:underline}

/* Istoric și hartă */
.history-text h2{margin-bottom:24px}
.history-columns{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.history-columns p{line-height:1.75;margin:0 0 16px}
.map-tabs{display:flex;gap:8px;margin:18px 0 14px;flex-wrap:wrap}
.map-tabs button{font:inherit;font-weight:600;min-height:44px;padding:8px 18px;border:1px solid var(--green);background:#fff;color:var(--green);border-radius:30px;cursor:pointer}
.map-tabs button[aria-pressed="true"]{background:var(--green);color:#fff}
.map-frame{border:1px solid var(--line);border-radius:7px;overflow:hidden;aspect-ratio:16/7;min-height:320px;background:#e9ecdf}
.map-frame iframe{width:100%;height:100%;border:0;display:block}
.map-link a{text-decoration:underline}
@media(max-width:760px){
 .history-columns{grid-template-columns:1fr;gap:0}
 .product-block{padding:20px 16px}
 .product-block h2{font-size:24px}
 .map-frame{aspect-ratio:auto;height:360px}
 .loan-tabs a{padding:12px;font-size:14px}
}
.loan-detail{max-width:none}
.loan-tabs+.section{padding-top:32px}
.loan-detail>.lead,.loan-detail>p{max-width:860px}
/* Între 761 și 1000px meniul cu submeniuri nu încape pe un rând: folosim tot meniul hamburger. */
@media(min-width:761px) and (max-width:1000px){
 header .nav{position:relative}
 .menu-toggle{display:flex;align-items:center;justify-content:center;color:var(--green);background:none;border:1px solid var(--line);border-radius:4px;font-size:22px;width:42px;height:42px}
 #navigation{display:none;position:absolute;top:100%;left:-30px;right:-30px;width:auto;background:var(--paper);padding:20px 30px;border-bottom:1px solid var(--line);box-shadow:0 10px 15px #00000008;max-height:calc(100dvh - 140px);overflow-y:auto}
 #navigation.open{display:flex;flex-direction:column;align-items:stretch;gap:0}
 #navigation>a,#navigation .nav-parent{padding:13px;font-size:16px}
 #navigation .nav-group{display:block}
 #navigation .nav-parent{width:100%;justify-content:space-between;min-height:48px}
 #navigation .nav-sub{position:static;box-shadow:none;border:0;border-left:2px solid #8b6a34;margin:0 0 6px 13px;padding:0;min-width:0}
 #navigation .nav-sub a{padding:11px 13px;font-size:16px}
 .nav-contact{margin-top:8px;align-self:flex-start}
}

/* Fotografia sediului (Despre) și pagina Istoric */
.sediu-photo{display:grid;grid-template-columns:minmax(0,420px) 1fr;gap:50px;align-items:center}
.sediu-photo figure{margin:0}
.sediu-photo img{width:100%;height:auto;border-radius:7px;display:block}
.sediu-photo figcaption{font-size:14px;color:var(--muted);margin-top:10px}
.history-page{background:#f0f1e8;padding:10px 0 40px}
.quick-links h2{margin-bottom:24px}
@media(max-width:760px){.sediu-photo{grid-template-columns:1fr;gap:24px}.sediu-photo figure{max-width:420px}}
@media(max-width:760px){
 .quick-links .loan-page-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
 .quick-links .loan-page-card{padding:16px;min-height:0}
 .quick-links .loan-page-card p,.quick-links .loan-page-card>span{display:none}
 .quick-links .loan-page-card h3{font-size:19px;margin:6px 0 0}
 .quick-links .loan-page-card small{font-size:11px!important}
}

/* ===== Revizuire layout 01.10.2026: aliniere la container, ritm vertical, pagini de împrumut, contact ===== */
/* Ritm: secțiunile paginilor interioare nu mai au 96px fiecare */
.page-intro+.section,.page-intro+.loan-tabs+.section,.loan-tabs+.section{padding-top:40px}
main>.section:not(:first-child){padding-top:56px;padding-bottom:56px}
.page-intro{padding-bottom:40px}
/* Blocurile de îndemn: pe toată lățimea containerului, aliniate cu restul paginii */
.section.wrap.page-callout{max-width:1240px;background:#f0f1e8;border:1px solid #e1e4d8;border-radius:10px;padding:40px 44px;margin:16px auto 64px}
.page-callout>*{max-width:760px}
.page-callout .actions{margin-top:20px}
.cta-band{display:flex;justify-content:space-between;align-items:center;gap:30px;background:#f0f1e8;border:1px solid #e1e4d8;border-radius:10px;padding:32px 40px;margin-top:40px}
.cta-band h2{font:normal 30px/1.2 Georgia,serif;margin:0 0 8px}
.cta-band p{margin:0;color:var(--muted)}
.cta-band .button{flex:none}
/* Prezentarea împrumuturilor */
.loan-overview .lead{max-width:820px;margin:0 0 32px}
.loan-overview .loan-page-grid{margin-bottom:12px}
/* File: lipite de pagină, fără spațiu gol */
.loan-tabs{margin-top:0}
.page-intro:has(+.loan-tabs){border-bottom:0;padding-bottom:24px}
/* Pagina de produs: condiții în stânga, rezumat în dreapta */
.loan-detail{padding-top:40px}
.product-block{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start;border:1px solid var(--line);border-radius:10px;padding:36px;margin:0 0 32px;background:#fff}
.product-main h2{font:normal 32px/1.2 Georgia,serif;margin:0 0 18px}
.product-main .chevron-list{margin:0}
.facts{background:#f4f5ef;border:1px solid #e1e4d8;border-radius:10px;padding:24px;position:sticky;top:120px}
.facts-rate{display:flex;align-items:baseline;gap:10px;margin:0 0 16px;color:var(--green)}
.facts-rate>span{font:normal 52px/1 Georgia,serif}
.facts-rate small{font-size:14px!important;color:var(--muted)}
.facts-list{margin:0}
.facts-list div{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-top:1px solid #e1e4d8;font-size:14px}
.facts-list dt{color:var(--muted)}
.facts-list dd{margin:0;text-align:right;font-weight:600}
.facts-example{background:#fff;border-radius:8px;padding:6px 14px 4px;margin:16px 0}
.facts-example .facts-list div:first-of-type{border-top:0}
.facts-title{font-size:13px;font-weight:700;margin:10px 0 2px;color:var(--green)}
.facts .button{width:100%;justify-content:center}
.facts-note{font-size:12.5px;line-height:1.55;color:var(--muted);margin:14px 0 0}
.good-to-know{border:1px solid var(--line);border-radius:10px;padding:28px 36px;margin:0 0 32px;background:#fff}
.good-to-know h3{font:normal 24px Georgia,serif;margin:0 0 10px}
.info-box{background:#ecece6;border-left:4px solid #8a8f86;padding:16px 20px;border-radius:4px}
.info-box p{margin:0}
.info-box .info-small{font-size:13px;color:var(--muted);margin-top:8px}
/* Contact: cartonașe cu hartă proprie */
.office-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.office-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;display:flex;flex-direction:column}
.office-card small{font-size:12px;letter-spacing:1.6px;color:var(--muted)}
.office-card h3{font:normal 30px Georgia,serif;margin:10px 0 8px}
.office-card>p{color:var(--muted);margin:0 0 14px;line-height:1.6}
.office-phones{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.office-phones a{display:inline-flex;align-items:center;min-height:44px;padding:8px 16px;border:1px solid var(--green);border-radius:30px;font-weight:600;text-decoration:none;color:var(--green)}
.office-phones a::before{content:"☎";margin-right:8px}
.office-phones a:hover{background:var(--green);color:#fff}
.office-map{border-radius:8px;overflow:hidden;height:300px;background:#e9ecdf;margin-top:auto}
.office-map iframe{width:100%;height:100%;border:0;display:block}
.office-links{display:flex;flex-wrap:wrap;align-items:center;gap:18px;margin-top:16px}
.hours-band{display:grid;grid-template-columns:1.2fr 1fr 220px;gap:36px;align-items:start;background:#e9eddf;border-radius:10px;padding:32px 36px;margin-top:28px}
.hours-band small{font-size:12px;letter-spacing:1.6px;color:var(--muted)}
.hours-band h3{font:normal 26px Georgia,serif;margin:8px 0 14px}
.hours-band .opening-hours{margin:0}
.hours-band .email-link{font-size:17px;word-break:break-all}
.hours-photo{margin:0}
.hours-photo img{width:100%;height:auto;border-radius:8px;display:block;aspect-ratio:4/5;object-fit:cover}
.hours-photo figcaption{font-size:12.5px;color:var(--muted);margin-top:6px}
@media(max-width:1000px){
 .product-block{grid-template-columns:1fr;gap:28px}
 .facts{position:static}
 .hours-band{grid-template-columns:1fr 1fr}
 .hours-photo{display:none}
}
@media(max-width:760px){
 main>.section:not(:first-child){padding-top:36px;padding-bottom:36px}
 .section.wrap.page-callout{padding:26px 20px;margin-bottom:36px}
 .cta-band{flex-direction:column;align-items:flex-start;padding:24px 20px}
 .cta-band h2{font-size:24px}
 .loan-tabs{display:grid;grid-template-columns:1fr 1fr;gap:6px;border-bottom:0;overflow:visible}
 .loan-tabs a{border:1px solid var(--line);border-radius:8px;text-align:center;padding:12px 8px;white-space:normal;border-bottom-width:1px}
 .loan-tabs a[aria-current="page"]{background:var(--green);color:#fff;border-color:var(--green)}
 .product-block{padding:22px 18px}
 .product-main h2{font-size:25px}
 .facts{padding:18px}
 .facts-rate>span{font-size:44px}
 .good-to-know{padding:22px 18px}
 .office-grid{grid-template-columns:1fr;gap:20px}
 .office-card{padding:22px 18px}
 .office-map{height:240px}
 .hours-band{grid-template-columns:1fr;gap:20px;padding:24px 20px}
}
.section.wrap.page-callout{margin:56px auto 72px}
.page-callout h2{font-size:clamp(26px,3vw,36px);line-height:1.2;margin:0 0 12px}
@media(max-width:760px){.section.wrap.page-callout{margin:32px auto 40px}}

/* ===== Împrumuturi în stilul site-ului (01.10.2026, a doua revizuire) ===== */
.loan-nav{margin:0 auto 0;padding-bottom:8px}
.loan-nav a{display:inline-flex;align-items:center;min-height:48px;padding:14px 22px;border:1px solid #c9d1c5;color:var(--green);font-size:14px;text-decoration:none}
.loan-nav a:hover{border-color:var(--green)}
.loan-nav a[aria-current="page"]{background:var(--green);color:#fff;border-color:var(--green)}
.page-intro:has(+.loan-nav){border-bottom:0;padding-bottom:28px}
.loan-band{background:#f0f1e8;padding:85px 0;margin-top:32px}
.loan-band-alt{background:transparent;margin-top:0}
.loan-grid{align-items:start}
.loan-band h2{font:normal clamp(34px,4vw,50px)/1.1 Georgia,serif;letter-spacing:-1px;margin:0 0 18px}
.loan-intro{color:var(--muted);line-height:1.7;margin:0 0 26px;max-width:520px}
.loan-band .payment-option span{color:var(--gold);font-size:12px;padding-top:2px}
.loan-band .payment-option p{margin:0;color:var(--muted);font-size:14px;line-height:1.65}
.rate-card .bank-top strong{font:normal 34px Georgia,serif;letter-spacing:0}
.rate-card .bank-top>span{font-size:11px;letter-spacing:1.5px;color:#adbea8}
.rate-rows{margin:0 0 22px}
.rate-rows div{display:flex;justify-content:space-between;gap:18px;padding:10px 0;border-bottom:1px solid #2f5447;font-size:14px}
.rate-rows dt{color:#adbea8}
.rate-rows dd{margin:0;text-align:right;color:#fff}
.rate-card small{font-size:11px!important;margin:4px 0 0}
.rate-card .bank-bottom{font-size:13px;align-items:center;border-bottom:1px solid #59715e;padding-bottom:20px;margin-bottom:24px}
.rate-card .bank-bottom strong{font:normal 30px Georgia,serif;color:#fff}
.button-light{background:#f5f2e6;color:var(--green);border-color:#f5f2e6;width:100%;justify-content:center}
.button-light:hover{background:#fff}
.rate-card .bank-note{font-size:12.5px!important;line-height:1.55}
.loan-services .service p strong{font-weight:700}
.service-example{font-size:13px!important;opacity:.85!important;margin-top:-6px}
.notes-grid{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.notes-grid li{border-top:1px solid var(--line);padding-top:18px}
.notes-grid span{color:var(--gold);font-size:12px}
.notes-grid p{margin:10px 0 0;line-height:1.7;color:var(--ink)}
@media(min-width:761px){.loan-band .loan-grid>.bank-card{position:sticky;top:120px}}
@media(max-width:760px){
 .loan-nav{display:grid;grid-template-columns:1fr 1fr;gap:8px}
 .loan-nav a{justify-content:center;text-align:center;padding:12px 8px;min-height:48px}
 .loan-band{padding:44px 0;margin-top:20px}
 .loan-band-alt{margin-top:0}
 .notes-grid{grid-template-columns:1fr;gap:18px}
}
.rate-card .bank-top strong span,.rate-card .bank-bottom strong span{font:inherit;color:inherit;letter-spacing:inherit;margin:0;padding:0;display:inline}
main>.section:has(>.cta-band){padding-top:0}
.loan-band+.section:has(>.cta-band){padding-top:56px}
.cta-band{margin-top:24px}
.rate-card .bank-top strong span,.rate-card .bank-bottom strong span{font-size:inherit!important}
@media(max-width:760px){
 .rate-card .bank-top{flex-direction:column;align-items:flex-start;gap:8px}
 .rate-card .bank-top strong{font-size:38px}
 .rate-card .bank-bottom strong{font-size:28px}
 .rate-card .bank-bottom>span{font-size:13px!important}
}
@media(max-width:760px){.rate-card .bank-bottom strong{font-size:28px!important}}

/* Fotografia sediului în prima secțiune */
.photo-hero .hero-photo{object-position:center 28%}
.photo-hero::after{content:"";position:absolute;inset:0 0 auto;height:34%;background:linear-gradient(#0b1f1980,transparent);pointer-events:none}
.photo-hero .art-label{z-index:2;text-shadow:0 1px 8px #0008}
/* Buton de editare vizibil doar pentru administratori autentificați */
.edit-page-button{position:fixed;right:18px;bottom:18px;z-index:60;background:#183f35;color:#fff;font:700 14px system-ui,sans-serif;padding:12px 18px;border-radius:30px;box-shadow:0 10px 30px #0004;text-decoration:none}
.edit-page-button:hover{background:#2a5a4b}
.amount-hint{display:block;margin-top:8px;color:var(--muted)}
#loan-amount[readonly]{background:#f0f1e8;color:var(--green);font-weight:700}

/* Grafic de rambursare afișat direct (cerere client 02.10.2026) */
.loan-schedule{margin-top:32px;border:1px solid var(--line);border-radius:10px;background:#fff;padding:28px}
.schedule-head{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:18px}
.schedule-head h3{font:normal 28px Georgia,serif;margin:6px 0 6px;color:var(--green)}
.schedule-head .muted{margin:0}
.ghost-print{font:inherit;font-size:14px;font-weight:600;min-height:44px;padding:10px 16px;border:1px solid var(--green);background:#fff;color:var(--green);border-radius:6px;cursor:pointer;white-space:nowrap}
.ghost-print:hover{background:var(--green);color:#fff}
.loan-schedule .schedule-scroll{max-height:none;border:1px solid var(--line);border-radius:8px;overflow-x:auto}
.loan-schedule tbody tr:nth-child(even){background:#f7f8f3}
.loan-schedule tbody tr:hover{background:#eef1e8}
.loan-schedule .col-total{font-weight:700;color:var(--green)}
.loan-schedule thead th{position:static}
.loan-schedule tfoot th,.loan-schedule tfoot td{position:static}
.schedule-note{margin:12px 0 0;font-size:13px}
@media(max-width:760px){.loan-schedule{padding:18px 12px}.schedule-head{flex-direction:column}.schedule-head h3{font-size:23px}.loan-schedule tfoot th{text-align:left}}
@media print{html.print-schedule body>*{display:none!important}html.print-schedule body>main{display:block!important}html.print-schedule main>*:not(:has(#loan-schedule)){display:none!important}html.print-schedule #loan-schedule{display:block!important;border:0;padding:0}html.print-schedule .calc-grid,html.print-schedule .calculator-grid,html.print-schedule form,html.print-schedule .calc-result,html.print-schedule .simulation-notice,html.print-schedule .page-intro,html.print-schedule .ghost-print,html.print-schedule .calc-footer{display:none!important}}

/* Noutăți */
.news-list{display:grid;gap:18px;max-width:860px}
.news-grid{grid-template-columns:repeat(3,1fr);max-width:none}
.news-item{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px;scroll-margin-top:120px}
.news-item time{font-size:13px;font-weight:700;letter-spacing:.5px;color:var(--gold);text-transform:uppercase}
.news-item h3{font:normal 26px/1.25 Georgia,serif;color:var(--green);margin:8px 0 10px}
.news-text p{margin:0 0 12px;line-height:1.75}
.news-grid .news-item h3{font-size:22px}
.news-grid .news-text p{display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;overflow:hidden}
.news-empty{padding:20px 0}
@media(max-width:900px){.news-grid{grid-template-columns:1fr}}
@media(max-width:760px){.news-item{padding:20px 16px}.news-item h3{font-size:22px}}

/* Optimizare 02.10.2026: contrast WCAG AA (≥4,5:1) pentru textele secundare pe fundalurile bej */
:root{--muted:#535f57}
.service.light small,.service.cream small{opacity:1;color:#4a574f}
.loan-band .payment-option span,.notes-grid span,.payment-option span{color:#82621f}
.contact-grid small,.contact-grid p,.hours-band small,.hours-band .muted,.staff-hours{color:#4f5b53}